I am not able to distinguish how to d/l material from the main disk, and the chip. I have the HF11, d/l to Iphoto on Mac 10.5, and it only d/l's fotos and movies from the chip. I can't seem to see the main disk.... Other thing is....I've taken some still photos on the SD chip, that wouldn't show on the camera, but they show in the d/l selections. how can this be?